These Terms and Conditions constitute a legally binding agreement between you and 92koko governing your access to and use of the 92koko platform, including all sports betting, casino, live dealer, and slot gaming services available at 92koko.app.
A plain-language summary of the most important rules. The full legal text in the sections below takes precedence in all cases.
You must be at least 21 years of age to register and use 92koko. Creating an account on behalf of a minor is strictly prohibited and will result in permanent account closure and forfeiture of funds.
Each individual may hold only one active 92koko account. Duplicate accounts are subject to immediate suspension. Verification of identity documents is required before withdrawals are processed.
All bonuses and promotional offers on 92koko carry specific wagering requirements, minimum odds conditions, and expiry timelines. Bonus funds are not withdrawable until wagering conditions are fully met.
All transactions on 92koko are processed in Pakistani Rupees (PKR). Withdrawals are subject to identity verification, minimum withdrawal thresholds, and standard processing timelines per payment method.
Collusion, arbitrage betting, use of automated bots, exploitation of software errors, and any form of fraudulent activity are strictly prohibited and will result in account termination without recourse.
92koko provides self-exclusion tools, deposit limits, and cooling-off periods. If gaming is causing you distress, you may request a self-exclusion via customer support at any time — we will action it promptly.
In these Terms and Conditions, the following expressions shall have the meanings set out below unless the context requires otherwise:
By accessing the 92koko website, registering an account, making a deposit, or placing any bet or wager on the platform, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety, together with the 92koko Privacy Policy and any applicable game-specific or promotion-specific rules, all of which are incorporated into these Terms by reference.
If you do not agree with any part of these Terms and Conditions, you must immediately cease using the 92koko platform and may not register an account or access any of the Services.
92koko reserves the right to modify, update, or replace these Terms at any time. Material changes will be communicated via the website and, where reasonably practicable, by direct notification to registered account holders. It is your responsibility to review the current Terms periodically.
To register and maintain an active account with 92koko, you must meet all of the following eligibility criteria at all times:
During registration you are required to provide accurate, complete, and current personal information including your full legal name, date of birth, residential address, and a valid email address. Providing false or misleading registration information constitutes a material breach of these Terms.
92koko reserves the right to request identity verification documents at any stage — including at registration, before processing a withdrawal, or at any other point deemed appropriate for compliance purposes. Failure to provide satisfactory KYC documentation within the requested timeframe may result in account suspension or closure.
You are solely responsible for maintaining the confidentiality and security of your 92koko account credentials, including your username, password, and any two-factor authentication codes. You must not share your login details with any third party under any circumstances.
You agree to notify 92koko customer support immediately at [email protected] if you become aware of or suspect any unauthorised access to or use of your account. 92koko will not be liable for any loss resulting from unauthorised account access where reasonable security precautions were not maintained by the account holder.
92koko maintains a strict one-account-per-person policy. If duplicate accounts are identified — whether under the same name, residential address, device fingerprint, payment method, or IP address — 92koko reserves the right to suspend all associated accounts, void all pending bets, and withhold any balances pending investigation.
92koko reserves the right to close or suspend any account at its discretion, including where it reasonably suspects a breach of these Terms, fraudulent activity, or where required by applicable law or regulatory obligation. Where an account is closed due to a breach by the User, 92koko is not obligated to return funds held in the account.
All financial transactions on the 92koko platform are denominated in Pakistani Rupees (PKR). 92koko accepts deposits via the following payment methods: JazzCash, EasyPaisa, HBL bank transfer, UBL bank transfer, Meezan Bank transfer, and debit card. The availability of specific payment methods may vary and is subject to change without prior notice.
Deposits: Minimum deposit amounts and processing times vary by payment method and are published on the 92koko cashier page. Deposits made via JazzCash and EasyPaisa are typically credited to your account balance within minutes. Bank transfer deposits may take up to one business day. 92koko does not accept deposits from third-party accounts — all deposit sources must match the name on your registered 92koko account.
Withdrawals: Withdrawal requests will only be processed to a payment method that has previously been used to make a deposit to your 92koko account and which is registered in your name. Prior to your first withdrawal, and at any subsequent point where 92koko deems it necessary for compliance purposes, full KYC verification must be completed.
92koko reserves the right to delay or decline a withdrawal request where fraud is suspected, where KYC documentation is outstanding, where a chargeback dispute has been initiated, or where the withdrawal request relates to funds subject to active bonus wagering requirements.
92koko offers a range of bonuses and promotional offers to both new and existing players. All bonuses are subject to the specific terms applicable to that promotion, which are published on the relevant promotion page. In the event of any conflict between a specific promotion's terms and these general Terms and Conditions, the promotion-specific terms shall prevail.
General bonus conditions that apply across all 92koko promotions unless stated otherwise:
The 92koko sportsbook offers betting markets on cricket (including PSL, international T20s, and test matches), football, tennis, and other sports as available. All sports bets are subject to the specific rules for the relevant sport, which are published in the 92koko Sports Betting Rules document accessible from the sportsbook section of the platform.
General sports betting conditions:
92koko's casino offering includes slot games, live dealer tables, table games, and instant win games provided by third-party software suppliers including but not limited to Evolution, Pragmatic Play, and Ezugi. All games are certified for fair play by independent RNG (Random Number Generator) testing laboratories.
By playing any casino or live game on 92koko, you acknowledge and accept that:
The following conduct is strictly prohibited on the 92koko platform. Engaging in any of the following will result in immediate account suspension, permanent closure, forfeiture of all balances, and may result in reporting to relevant authorities:
All content on the 92koko platform — including but not limited to the 92koko brand name, logo, website design, software, game content, text, images, graphics, and data — is the exclusive intellectual property of 92koko or its licensed third-party suppliers and is protected by applicable copyright, trademark, and intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 92koko platform solely for personal entertainment purposes in accordance with these Terms. This licence does not extend to any commercial use, reproduction, distribution, public display, or creation of derivative works based on any 92koko content without prior written authorisation.
You must not reverse-engineer, decompile, disassemble, or attempt to extract the source code of any 92koko software. Screen scraping, data mining, or automated harvesting of any content from the platform is strictly prohibited.
92koko's collection, processing, storage, and use of your personal data is governed by the 92koko Privacy Policy, which forms an integral part of your agreement with 92koko. You are encouraged to read the Privacy Policy carefully before registering.
By creating a 92koko account, you consent to the collection and processing of your personal data as described in the Privacy Policy, including the processing of your data for identity verification (KYC), fraud prevention, responsible gaming compliance, and marketing communications (where you have opted in to receive such communications).
92koko will not sell your personal data to unaffiliated third parties. Data sharing with authorised service providers — such as KYC verification partners, payment processors, and game suppliers — is carried out under strict data processing agreements and only to the extent necessary for the provision of the Services.
92koko is committed to promoting responsible gaming and takes its obligations in this area seriously. The platform provides a suite of tools to help players manage their gaming activity:
92koko operates a strict 21+ policy and employs age verification technology to prevent underage gambling. Any account identified as belonging to a person under 21 will be immediately closed, all activity voided, and net deposits returned where required by law.
To the maximum extent permitted by applicable law, 92koko's total aggregate liability to any User arising out of or in connection with the use of the platform — whether in contract, tort (including negligence), breach of statutory duty, or otherwise — shall not exceed the total net deposits made by that User in the twelve (12) months immediately preceding the event giving rise to the claim.
92koko shall not be liable for any of the following categories of loss, whether arising directly or indirectly:
Nothing in these Terms shall limit or exclude 92koko's liability for death or personal injury caused by its own negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by applicable law.
92koko reserves the right to amend, update, or replace these Terms and Conditions at any time at its absolute discretion. The effective date of the current version of the Terms is displayed at the top of this page.
Where changes are material — for example, changes to withdrawal conditions, bonus terms, or eligibility requirements — 92koko will use reasonable efforts to notify registered account holders via the email address on record at least seven (7) days before the changes take effect, except where immediate changes are required by applicable law or regulatory obligation.
Your continued use of the 92koko platform after the effective date of any amendments constitutes your acceptance of the revised Terms. If you do not accept the amended Terms, you must stop using the platform and may request closure of your account.
These Terms and Conditions and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the jurisdiction under which 92koko holds its international gaming licence.
In the event of a dispute, 92koko encourages Users to contact customer support in the first instance. 92koko will investigate and aim to respond to all formal complaints within 10 business days of receipt. Complaints must be submitted in writing to [email protected] with full supporting details.
Where a dispute cannot be resolved through the internal complaints process, it may be escalated to the independent dispute resolution body designated by 92koko's licensing authority. Details of the applicable dispute resolution mechanism are available upon request from customer support.
If you have any questions, concerns, or complaints regarding these Terms and Conditions or the 92koko platform, please contact our customer support team:
For responsible gaming support, deposit limit requests, or self-exclusion queries, our dedicated responsible gaming team can be reached through the same support channels and will prioritise such requests accordingly.
These Terms and Conditions were last reviewed and updated in January 2026. © 2026 92koko. All rights reserved.
Now that you have read and understood the 92koko Terms and Conditions, you are ready to get started. Create your account today and enjoy cricket betting, live casino, and slots — all in PKR via JazzCash and EasyPaisa.
⚠️ 21+ Only. Please gamble responsibly. Operated under an international gaming licence.